Terms and Conditions

1. Acceptance of Terms

By accessing and using Student Finance Tools (the "Service"), you accept and agree to be bound by and comply with these Terms and Conditions and our Privacy Policy. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Student Finance Tools for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display
• Attempting to decompile or reverse engineer any software on the website
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirroring" the materials on any other server

3. Disclaimer

IMPORTANT: All materials on Student Finance Tools are provided on an "as is" basis. Student Finance Tools makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Educational Purpose Only: These calculators are for educational purposes only. The results provided are estimates and should not be considered official or binding. Always verify calculations with your school, financial institution, or other official sources before making decisions based on the results.

4. Limitations

In no event shall Student Finance Tools or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Student Finance Tools, even if Student Finance Tools or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Student Finance Tools are presented on an "as-is" basis. We make no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, or products included on the website. Student Finance Tools will not be responsible for any errors or omissions in this information.

6. Content and Intellectual Property

All content on Student Finance Tools, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of Student Finance Tools or its content suppliers and is protected by international copyright laws.

7. Limitation of Liability

In no case shall Student Finance Tools, our directors, officers, or employees be held liable for any indirect, consequential, special, or punitive damages arising out of or in connection with your use of the website or the information, content, materials, or products included on the website, even if we have been advised of the possibility of such damages.

8. Finance and Investment Disclaimer

NOT FINANCIAL ADVICE: The information provided on Student Finance Tools is for educational purposes only and should not be considered as financial advice. Before making any financial decisions, please consult with a qualified financial advisor.

We do not take responsibility for any financial losses or gains resulting from the use of our calculators. Users are solely responsible for verifying all calculations and making their own informed decisions.

9. Modifications

Student Finance Tools may revise these Terms and Conditions for the website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms and Conditions.

10. Governing Law

These Terms and Conditions and any separate agreements we may enter into to provide services hereunder shall be governed by and construed in accordance with the laws of the Philippines.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Email: support@studentstool.site